Debit card, the fastest way to pay.
Take a One Community Bank debit card with you for easy, secure payments anywhere the Mastercard logo is accepted. It’s like paying with a check or cash, but with the convenience of tucking plastic into your pocket or adding it to your mobile wallet.
A debit card is versatile and offers a number of banking conveniences.
Your One Community Bank debit card is loaded with features.
- Your debit card is powerful. All the features you need — flexibility, worldwide acceptance by most vendors and stores, and safety. All of the benefits of a credit card, but your purchases come directly from your checking account.
- Your debit card is convenient. Transactions are completed in seconds. You can choose debit or credit for payments, using either a PIN or your signature. Either way, you’ll see the transaction reflected in your checking account activity. Plus, with a debit card, you eliminate the need for exchanging cash or coins, so social interactions are quicker and cleaner, an important factor in today’s world.
- Your debit card is secure and accessible. You can leave your card at home if you add your debit card to your mobile wallet, a tool in mobile banking that lets you pay by waving your mobile device near an equipped card reader. The reader connects with your device and the payment can be processed as if you inserted the card. That makes it even faster and safer — and you’ll never be without a way to pay if you carry your mobile device with you. Read more about how your debit card can be combined with mobile wallet.
- Your debit card can withdraw cash from ATMs. Your debit card doubles as your ATM card, so you can withdraw cash, check balances, make deposits and more at any ATM machine. Any withdrawals or purchases you make using your PIN will be deducted from your checking account in real time.
- Your debit card has fraud monitoring protections. MasterCard has sophisticated fraud detection in place that can alert you if it suspects unauthorized usage of your card. Combine your debit card with the use of mobile wallet and you are taking extra steps to make your payments secure.