*Minimum opening deposit for 182 Day CD Promo is $10,000. Certificate of Deposit (CD) provides an interest rate of 4.30% with an annual percentage yield of 4.35%. **Minimum opening deposit for 1 Year CD Promo is $10,000. Certificate of Deposit (CD) provides an interest rate of 4.70% with an annual percentage yield of 4.76%. ***Minimum opening deposit for 3 Year Options CD Promo is $1,000. Certificate of Deposit (CD) provides an interest rate of 3.72% with an annual percentage yield of 3.75%. Additional deposits to the 3 Year Options CD Promo are allowed with a minimum of $500 for maximum of $250,000. Rate bump option allowed one time during the term based on current OCB 3 Year Options CD rate. The interest rate and annual percentage yield will be in effect for 182 Days, 1 Year, and 3 Years. Interest will not compound on 182 Day CD Promo but will credit at maturity. Interest will be compounded semi-annually on the 1 Year Promo and 3 Year Promo CD and credited semi-annually. Additional deposits are allowed on the 182 Day Promo and 1 Year Promo CD with a minimum of $50 and an accumulated maximum of $250,000. You may not make withdrawals from your account until the maturity date. A penalty will be imposed for early withdrawal. Offer subject to change without notice.

^Minimum balance is $100,000. If the daily balance is less than $100,000, the interest rate paid on the entire balance in the account will be 0.15% with an annual percentage yield of 0.15%. If the daily balance is more than $99,999.99 the interest rate paid on the entire balance in the account will be 2.62% with an annual percentage yield of 2.65%. Rates are subject to change. Fees could reduce the earnings on the account. If the balance is less than $100,000 at any time a $25.00 monthly maintenance fee will be assessed. If seven or more withdrawals and/or transfers are made per month, a withdrawal fee of $10.00 will be assessed on each transaction beginning with the seventh withdrawal and/or transfer. Interest will compound quarterly and be credited to the account quarterly. Offer may expire without notice.

^^Conventional conforming rate as low as 3.95% with a 5.581% APR. APR=Annual Percentage Rate. Financing is for building a new single-family home for a primary or secondary residence with a loan to value of 80% or less. Loan is subject to credit approval and new or existing checking account with One Community Bank. Underwriting criteria based on secondary guidelines. Property insurance required. Offer and rate subject to change without notice. Offer effective May 22, 2023, and expires on September 30, 2023. NMLS #4106989