Online Banking Upgrade is
HERE!

Exciting news: Our brand-new mobile banking app is live and ready for you!

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Welcome Farmers State Bank


One Community Bank is proud to welcome Farmers State Bank to our growing organization.

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OCB - Cottage Grove
Coming Soon!


As a growing organization, One Community Bank is proud to announce a new bank location coming to the Cottage Grove community.

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We make personal banking more personal.

Your goals are our goals.

Accounts

Feel Good Banking begins with a checking, savings, CD or money market account.

Mortgages

We make your dreams come true with competitive rates and the highest level of service.

Consumer Loans

Home remodeling, weddings, vacations — whatever you need, we can help with a low-interest loan.

How else can we help you Feel Good Banking?


Community is literally our middle name.

We’ve doubled our investment into south-central Wisconsin with the merging of two strong community banks. We’re growing and now have 10 locations for your banking needs.

Adams, WI

Adams

501 N. Main St.
Adams, WI 53910

Today's Lobby Hours: 8:30 AM to 5 PM

News/Events

August 15, 2023
Kelly Hill Promoted to Senior Assistant Vice President Mortgage Loan Officer   One Community Bank …

Farmers State Bank Hillsboro, WI

Farmers State Bank Hillsboro

726 Water Avenue
Hillsboro WI 54634

Farmers State Bank La Farge, WI

Farmers State Bank La Farge

119 East Main Street
La Farge WI 54639

Today's Lobby Hours: 8:30am – 4:00pm

Farmers State Bank Union Center, WI

Farmers State Bank Union Center

435 Bridge Street
Wonewoc WI 53968

Farmers State Bank Wonewoc, WI

Farmers State Bank Wonewoc

226 Center Street
Wonewoc WI 53968

Today's Lobby Hours: 8:30am – 4:00pm

McFarland, WI

McFarland

5990 Hwy. 51
McFarland, WI 53558

Today's Lobby Hours: 8:30 AM to 5 PM

News/Events

March 15, 2023
One Community Bank Announces 2023 Scholarship Program    One Community Bank is proud to launch …

Middleton, WI

Middleton

1836 Aurora Street
Middleton WI, 53562

Today's Lobby Hours: 8:30 AM - 5 PM

News/Events

November 20, 2023
One Community Bank Celebrates Concession Stand Grand Opening at Middleton High School Stadium   One …

Oregon, WI

Oregon

733 N. Main St.
Oregon, WI 53575

Today's Lobby Hours: 8:30 AM - 5 PM

News/Events

November 2, 2023
OCB Matches Donations for Firefly Coffeehouse Week of Giving Back to the Community One Community …

Oxford, WI

Oxford

120 Vallette St.
Oxford, WI 53952

Today's Lobby Hours: 8:30 AM to 5 PM

Stoughton, WI

Stoughton

2401 Jackson St.
Stoughton, WI 53589

Today's Lobby Hours: 8:30 AM to 5 PM

News/Events

November 9, 2023
One Community Bank Donates $100,000 to Stoughton Health   One Community Bank is proud to …

Sun Prairie, WI

Sun Prairie

2580 Ironwood Dr.
Sun Prairie, WI 53590

Today's Lobby Hours: 8:30 AM to 5 PM

News/Events

November 6, 2023
Melissa Lewis Promoted to AVP-Bank Manager   One Community Bank is delighted to announce the …

Waunakee, WI

Waunakee

1351 Water Wheel Dr.
Waunakee, WI 53597

Today's Lobby Hours: 8:30 AM to 5 PM

News/Events

March 15, 2023
One Community Bank Announces 2023 Scholarship Program    One Community Bank is proud to launch …

Farmers State Bank Readstown, WI

Farmers State Bank Readstown

111 W. Wisconsin Ave
Readstown WI 54652

Today's Lobby Hours: 9:00am – 3:00pm

You love where you live.


It's time to love where you bank.

The one bank that’s different from other banks.

We began as a single location serving the Oregon, Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 10 locations in Oregon, Adams, Grand Marsh, McFarland, Middleton, Oxford, Stoughton, Sun Prairie, and Waunakee. We’ve been building relationships with each of these communities, growing as they grow, doing what we can to help them along the way.

That’s why we will always Feel Good Banking, and want you to as well.

*Minimum opening deposit for 182 Day CD Promo is $10,000. Certificate of Deposit (CD) provides an interest rate of 4.30% with an annual percentage yield of 4.35%. **Minimum opening deposit for 1 Year CD Promo is $10,000. Certificate of Deposit (CD) provides an interest rate of 4.70% with an annual percentage yield of 4.76%. ***Minimum opening deposit for 3 Year Options CD Promo is $1,000. Certificate of Deposit (CD) provides an interest rate of 3.72% with an annual percentage yield of 3.75%. Additional deposits to the 3 Year Options CD Promo are allowed with a minimum of $500 for maximum of $250,000. Rate bump option allowed one time during the term based on current OCB 3 Year Options CD rate. The interest rate and annual percentage yield will be in effect for 182 Days, 1 Year, and 3 Years. Interest will not compound on 182 Day CD Promo but will credit at maturity. Interest will be compounded semi-annually on the 1 Year Promo and 3 Year Promo CD and credited semi-annually. Additional deposits are allowed on the 182 Day Promo and 1 Year Promo CD with a minimum of $50 and an accumulated maximum of $250,000. You may not make withdrawals from your account until the maturity date. A penalty will be imposed for early withdrawal. Offer subject to change without notice.

^Minimum balance is $100,000. If the daily balance is less than $100,000, the interest rate paid on the entire balance in the account will be 0.15% with an annual percentage yield of 0.15%. If the daily balance is more than $99,999.99 the interest rate paid on the entire balance in the account will be 2.62% with an annual percentage yield of 2.65%. Rates are subject to change. Fees could reduce the earnings on the account. If the balance is less than $100,000 at any time a $25.00 monthly maintenance fee will be assessed. If seven or more withdrawals and/or transfers are made per month, a withdrawal fee of $10.00 will be assessed on each transaction beginning with the seventh withdrawal and/or transfer. Interest will compound quarterly and be credited to the account quarterly. Offer may expire without notice.

^^Conventional conforming rate as low as 3.95% with a 5.581% APR. APR=Annual Percentage Rate. Financing is for building a new single-family home for a primary or secondary residence with a loan to value of 80% or less. Loan is subject to credit approval and new or existing checking account with One Community Bank. Underwriting criteria based on secondary guidelines. Property insurance required. Offer and rate subject to change without notice. Offer effective May 22, 2023, and expires on September 30, 2023. NMLS #4106989