We make personal banking more personal.
Your goals are our goals.
Feel Good Banking begins with a checking, savings, CD or money market account.
We make your dreams come true with competitive rates and the highest level of service.
Home remodeling, weddings, vacations — whatever you need, we can help with a low-interest loan.
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How else can we help you Feel Good Banking?
Community is literally our middle name.
We’ve doubled our investment into south-central Wisconsin with the merging of two strong community banks. We’re growing and now have 10 locations for your banking needs.
Farmers State Bank Hillsboro, WI
Farmers State Bank La Farge, WI
Farmers State Bank Union Center, WI
Farmers State Bank Wonewoc, WI
Sun Prairie, WI
Farmers State Bank Readstown, WI
You love where you live.
It's time to love where you bank.
The one bank that’s different from other banks.
We began as a single location serving the Oregon, Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 10 locations in Oregon, Adams, Grand Marsh, McFarland, Middleton, Oxford, Stoughton, Sun Prairie, and Waunakee. We’ve been building relationships with each of these communities, growing as they grow, doing what we can to help them along the way.
That’s why we will always Feel Good Banking, and want you to as well.
*Minimum opening deposit for 182 Day CD Promo is $10,000. Certificate of Deposit (CD) provides an interest rate of 4.30% with an annual percentage yield of 4.35%. **Minimum opening deposit for 1 Year CD Promo is $10,000. Certificate of Deposit (CD) provides an interest rate of 4.70% with an annual percentage yield of 4.76%. ***Minimum opening deposit for 3 Year Options CD Promo is $1,000. Certificate of Deposit (CD) provides an interest rate of 3.72% with an annual percentage yield of 3.75%. Additional deposits to the 3 Year Options CD Promo are allowed with a minimum of $500 for maximum of $250,000. Rate bump option allowed one time during the term based on current OCB 3 Year Options CD rate. The interest rate and annual percentage yield will be in effect for 182 Days, 1 Year, and 3 Years. Interest will not compound on 182 Day CD Promo but will credit at maturity. Interest will be compounded semi-annually on the 1 Year Promo and 3 Year Promo CD and credited semi-annually. Additional deposits are allowed on the 182 Day Promo and 1 Year Promo CD with a minimum of $50 and an accumulated maximum of $250,000. You may not make withdrawals from your account until the maturity date. A penalty will be imposed for early withdrawal. Offer subject to change without notice.
^Minimum balance is $100,000. If the daily balance is less than $100,000, the interest rate paid on the entire balance in the account will be 0.15% with an annual percentage yield of 0.15%. If the daily balance is more than $99,999.99 the interest rate paid on the entire balance in the account will be 2.62% with an annual percentage yield of 2.65%. Rates are subject to change. Fees could reduce the earnings on the account. If the balance is less than $100,000 at any time a $25.00 monthly maintenance fee will be assessed. If seven or more withdrawals and/or transfers are made per month, a withdrawal fee of $10.00 will be assessed on each transaction beginning with the seventh withdrawal and/or transfer. Interest will compound quarterly and be credited to the account quarterly. Offer may expire without notice.
^^Conventional conforming rate as low as 3.95% with a 5.581% APR. APR=Annual Percentage Rate. Financing is for building a new single-family home for a primary or secondary residence with a loan to value of 80% or less. Loan is subject to credit approval and new or existing checking account with One Community Bank. Underwriting criteria based on secondary guidelines. Property insurance required. Offer and rate subject to change without notice. Offer effective May 22, 2023, and expires on September 30, 2023. NMLS #4106989