We make personal banking more personal.
Your goals are our goals.
Accounts
Feel Good Banking begins with a checking, savings, CD or money market account.
Mortgages
We make your dreams come true with competitive rates and the highest level of service.
Consumer Loans
Home remodeling, weddings, vacations — whatever you need, we can help with a low-interest loan.
Online Banking Login
How else can we help you Feel Good Banking?
Community is literally our middle name.
We take pride in investing in our communities and are proud to donate to organizations of all sizes.
News/Events
Cottage Grove
Cottage Grove WI 53527
Today's Lobby Hours: 9:00 AM – 12:00 PM
News/Events
McFarland
McFarland, WI 53558
Today's Lobby Hours: 8:00 AM – 12:00 PM
News/Events
Middleton
Middleton WI, 53562
Today's Lobby Hours: 9:00 AM – 12:00 PM
News/Events
News/Events
Stoughton
Stoughton, WI 53589
Today's Lobby Hours: 8:00 AM – 12:00 PM
News/Events
Sun Prairie
Sun Prairie, WI 53590
Today's Lobby Hours: 9:00 AM – 12:00 PM
News/Events
Waunakee
Waunakee, WI 53597
Today's Lobby Hours: 9:00 AM – 12:00 PM
News/Events
Farmers State Bank La Farge
La Farge WI 54639
Today's Lobby Hours: 8:30 AM – 12:00 PM
Intercity State Bank Weston
Weston, WI 54476
Today's Lobby Hours: 8:00 AM – 12:00 PM
You love where you live.
It's time to love where you bank.
The ONE bank that’s different from other banks.
We began as a single location serving the Oregon, Wisconsin community back in 1976. Since then, One Community Bank has grown to serve 19 communities in Adams, Cottage Grove, Grand Marsh, Hillsboro, La Farge, McFarland, Middleton, Oregon, Oxford, Readstown, Schofield, Stoughton, Sun Prairie, Union Center, Waunakee, Wausau, Weston and Wonewoc.
We’ve been building relationships with each of these communities, growing as they grow, doing what we can to help them along the way.
We believe in Feel Good Banking and want you too as well.
*Introductory Annual Percentage Rates (APRs) range from 4.25% to 8.75% and are fixed for the first 12 months. The lowest introductory rate assumes a credit score of 740 or greater and a Combined Loan-to-Value (CLTV) ratio of 80% or less. Rates are based on credit score and CLTV and may vary. After the 12-month introductory period, the APR becomes variable and may change monthly based on the Wall Street Journal Prime Rate plus an applicable margin. Variable APRs will not exceed 18.00% APR and will not be less than 4.00% APR. Promotion available for applications received between October 5, 2026 and December 31, 2026. Available only on new HELOCs; existing One Community Bank HELOCs, refinances, modifications, and line increases are not eligible. HELOC requests for credit limits exceeding $500,000 do not qualify for the introductory rate. Borrowers must have an open One Community Bank checking account prior to closing. Property must be an owner-occupied primary residence located in Wisconsin. Minimum monthly payments during the draw period may not reduce principal; any remaining balance is due in a single balloon payment at maturity. Subject to credit approval and underwriting requirements. Property insurance is required; flood insurance may be required. A $50 annual fee applies beginning on the first anniversary and annually thereafter during the draw period. Third-party closing costs generally range from approximately $30 to $2,000. Terms, rates, and program availability are subject to change without notice. One Community Bank NMLS #410689.